The Canadian government has introduced a significant increase in the Guaranteed Income Supplement (GIS) for July 2025, bringing immense relief to low-income seniors.
Eligible individuals will receive a non-taxable monthly payment of $1,395.73, designed to help with basic living expenses amid rising inflation.
This payment is managed by the Canada Revenue Agency (CRA) and Service Canada and is aimed at supporting seniors who are most financially vulnerable.
What Is the Guaranteed Income Supplement (GIS)?
The Guaranteed Income Supplement is a monthly, tax-free benefit paid to seniors who are already receiving the Old Age Security (OAS) pension and have low income.
It is designed to provide financial support to those most in need and is adjusted quarterly based on the Consumer Price Index (CPI) to reflect inflation.
Who Is Eligible for the $1,395 Guaranteed Income Supplement Payment in July 2025?
To receive the increased GIS payment in July 2025, you must meet the following criteria:
- You are 60 to 64 years old
- You are the spouse, common-law partner, or survivor of someone receiving OAS
- You are a Canadian citizen or legal resident
- You have lived in Canada for at least 10 years since turning 18
- Your annual household income is below $41,184 for the 2024 tax year
Important: The lower your household income, the higher the GIS benefit you may receive.
Guaranteed Income Supplement Payment Schedule for 2025
GIS is paid monthly alongside the OAS. Below is the full Guaranteed Income Supplement payment calendar for 2025:
| Month | GIS Payment Date |
|---|---|
| January 2025 | January 29 |
| February 2025 | February 26 |
| March 2025 | March 27 |
| April 2025 | April 28 |
| May 2025 | May 28 |
| June 2025 | June 26 |
| July 2025 | July 29 |
| August 2025 | August 27 |
| September 2025 | September 25 |
| October 2025 | October 29 |
| November 2025 | November 26 |
| December 2025 | December 22 |
Eligible payments are deposited directly into recipients’ bank accounts or sent by cheque.
Why the Guaranteed Income Supplement Payment Is Crucial for Seniors
The Guaranteed Income Supplement allowance goes beyond just monetary value. For thousands of seniors, this monthly assistance ensures:
- Coverage for rent and housing
- Access to groceries and household goods
- Affordability of medical care and prescriptions
- Payment of utilities and transportation
Another advantage is that while the Guaranteed Income Supplement increases with inflation, it never decreases, offering consistent financial protection.
Steps to Receive the July 2025 Guaranteed Income Supplement Payment
- Check your eligibility using the CRA or Service Canada website.
- Update your income details and personal information for the 2024 tax year.
- Ensure your direct deposit information is up to date for timely payment.
- If eligible, expect the $1,395.73 payment on July 29, 2025.
The $1,395 Guaranteed Income Supplement payment for July 2025 is a timely and essential support for Canada’s low-income seniors.
As inflation continues to burden households, this supplement ensures that older adults can live with dignity and stability.
If you or someone you know qualifies, make sure to confirm your eligibility and mark the deposit date.
FAQs
Is the $1,395 Guaranteed Income Supplement payment in July 2025 taxable?
No, the GIS is a non-taxable benefit and will not count as income on your tax return.
What if I don’t receive my payment on July 29, 2025?
If the payment is delayed, check your CRA account or contact Service Canada. Ensure all details are updated.
Can new applicants apply for GIS in July 2025?
Yes, new applicants can apply if they meet all eligibility criteria including income and residency requirements.