With housing costs skyrocketing and inflation burdening families, the federal government is stepping in with a one-time $430 rent relief payment in December 2025. Administered by the Canada Revenue Agency (CRA), this tax-free assistance is aimed at low- and moderate-income renters.
If you’ve struggled to pay rent this year, this news could bring much-needed comfort just in time for the holidays. Here’s everything you need to know to see if you qualify—and how to claim it.
What Is the $430 Rent Relief Canada December 2025?
This initiative delivers a single, tax-exempt payment of $430 to eligible renters, helping cover part of their December rent.
Unlike ongoing housing benefits, this is a stand-alone emergency support, distinct from programs like the Canada Housing Benefit or provincial supplements.
Who Is Eligible?
To be considered, applicants must meet all of the following conditions:
- Be a Canadian citizen or permanent resident, aged 15+ by December 1, 2025
- Have filed a 2024 tax return
- Fall within specific income thresholds
- Pay 30% or more of their gross monthly income on rent
- Provide valid proof of rent (e.g., lease or receipt)
Eligibility Breakdown by Household Type
| Household Type | Income Cap | Rent Payment Must Be Over | Relief Amount | Payment Window |
|---|---|---|---|---|
| Single individual | $35,000 | $875 | $430 | Dec 15 – Dec 22, 2025 |
| Couple without children | $45,000 | $1,125 | $430 | Dec 15 – Dec 22, 2025 |
| Family with children | $55,000 | $1,375 | $430 | Dec 15 – Dec 22, 2025 |
Rent-to-income ratio is critical—if you’re paying less than 30% of income, you won’t qualify.
How to Apply
To claim the $430 relief, follow these steps:
- Log into your CRA MyAccount
- Submit valid rent documentation
- Declare monthly rent paid in 2025
- Confirm your 2024 income filing
- Ensure your banking info is up to date
After submission, you’ll receive confirmation in 3–5 business days. Approved applicants get direct deposits or cheques between December 15 and 22, 2025.
Why This Housing Aid Matters
This one-time payment is more than a holiday bonus—it:
- Helps cover part of December rent
- Reduces financial stress during a traditionally costly season
- Could prevent evictions or arrears
- Provides renewed stability for families facing job or housing insecurity
Important Tips to Avoid Missing Out
- File your 2024 taxes before November 2025.
- Update your CRA MyAccount with current banking and contact details.
- Gather rent documents: receipts, lease agreements, or official statements.
- Apply as soon as the portal opens in late November—late applications won’t be accepted.
The $430 one-time rent relief for December 2025 is a meaningful lifeline for Canadians struggling with high housing costs. By meeting the eligibility requirements, you can secure this tax-free boost and ease your end-of-year expenses just when it matters most.
To maximize the chances of receiving this aid, file taxes, prepare rent proof, and apply early. With proper preparation, this one-time payment could provide crucial stability during a challenging time—and help thousands of households stay securely housed.
FAQs
Who qualifies for the $430 rent relief?
You qualify if you’re a Canadian citizen or permanent resident aged 15+, have filed your 2024 tax return, pay at least 30% of your monthly income in rent, and fall under the specific income cap for your household type.
How will I get the payment?
Qualifying applicants will receive a direct deposit or cheque between December 15 and December 22, 2025, using the details in their CRA MyAccount.
What happens if I miss the deadline?
The CRA won’t accept late applications. If you miss the November deadline, you’ll forfeit access to the one-time payment—no exceptions or future catch-up benefits will be offered.